April 12, 2007 at 5:45PM Bank of Ireland don’t know about 3D Secure?!
At work, use Realex as our payments gateway. Recently, they asked us to implement a protocol Visa created and which both themselves and Mastercard have implemented called 3-D Secure. I spent about a fortnight and a bit in total integrating our billing system with Realex’s 3-D Secure API. Actually, it meant rewriting a whole section of the billing system, but never mind that. It was tested and went live today.
Most of us here at work have AIB credit cards, and when we attempted a few transactions with their cards (which we needed to do anyway), we were automatically sent through to be validated by AIB’s validation server. Lovely!
On a whim, Paul decided to try is BoI card. No validation page popped up. Decidedly odd. So he called up the BoI’s customer support desk, and apparently they’ve never even heard of 3-D Secure or any of the trademarked implementations.
Now, this doesn’t matter all that much to us: now that we’ve implemented this in our billing system, we don’t have to worry about chargebacks. It’s a bit demented though that the Bank of Ireland, Ireland’s second biggest bank still haven’t implemented this.
The mind boggles!
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